There’s a fine line between being frugal and being cheap. Frugal people understand that paying more doesn’t necessarily mean better value. People who are cheap wouldn’t pay more regardless of the value. Those whose all of his or her belongings were purchased at garage sales, are probably cheap. Here’s how to save money, but avoid…
Make informed decision Proper research should be done about the company/stock before money is placed in it. Very often, this is not the case with most retail investors. The average investor (or rather gambler) just invest based on gut feeling alone. A company/stock should be analysed from both quantitative and qualitative aspects. This may involve…
I am going to talk about two different ideas. Floats And Moats. These 2 ideas have been caused me step into the world of investing. Generally, my passions and addictions into investing world are heavily surround these 2 ideas. I like to study businesses where I tried to identify the Floats and Moats. I would…
Hello again everyone! Today I will be a writing part 3 of my 10-part discussion on the topic on Achieving Personal Financial Freedom, titled: Money is no longer Real money. As this is a very long post, I will be splitting the post to 3 parts for easier reading. This will be part 3 of the post. The…
Hello again everyone! Today I will be a writing part 3 of my 10-part discussion on the topic on Achieving Personal Financial Freedom, titled: Money is no longer Real money. As this is a very long post, I will be splitting the post to 3 parts for easier reading. This will be part 2 of the post. The…
Hello again everyone! Today I will be a writing part 3 of my 10-part discussion on the topic on Achieving Personal Financial Freedom, titled: Money is no longer Real money. As this is a very long post, I will be splitting the post to 3 parts for easier reading. This will be part 1 of the post.…
What does it mean to be financially responsible? Simple; you spend less than you make. Save First Before You Spend Does being financially responsible mean that you have to live frugally and save? Maybe, but only if that is what it takes to live within your means. For most people, the concept of saving is…
You know the drill. The paycheck finally arrives, which means you can finally get on top of those mounting bills, and (hopefully) live a little – albeit momentarily – before the bank balance is back to bleak again as you count the days until the next paycheck. Is there a way to get out of…
